We want you to get the most out of Pingit; here is a full list of any limits that apply if you're paying, getting paid or spending.
Sending a payment
You can send up to £2000 per day to someone using Pingit, if they're using Paym it's restricted to £500.
If you are sending money abroad, each payment sent must be of an amount between £25 and £2,000, or the equivalent amount in the payment currency. You can send multiple payments per day up to a total value of £2,000.
There are a few ways to pay a business. Using a mobile number you can send up to £3,000, paying by shortcode it's up to £15,000 or if your using a QR code its £16,000.
You can receive up to a maximum of £5000 from other Pingit users per day.
When you share your personal link, your friends can pay you via Pingit or any UK debit card.If they opt to pay with a card then you can receive up to £2,000 per day or £6,000 over 7 days. If they pay you back with Pingit then they can send you £2,000 per day or £6,000 over 7 days. If they pay you back with Pingit then they can send you £2,000 per day.
Topping up your Pingit Account or jar
- Using a card: You can make up to 5 top-ups per day across up to 2 UK debit cards. Your maximum limit is £2,000 every 7 days
- Transfer in from a linked Barclays account: Up to £16,000 per payment
Spending with Pingit
Customers can order a single card and register up to 5 devices using Pingit app.
Going shopping: If you want to tap and go with a contactless payment then a £45 limit applies per transaction up to your maximum daily spend of £500.
- If you want to use your card for chip and pin or shopping online, then your maximum daily spend is £500 per day across all Pingit card and devices
- Using a cash machine: You can use your Pingit card to withdraw up to £300 per day
If shopping online or making in-app payments using the Pay by Bank app option, then you can pay up to £25,000 using Pingit.
Withdrawing money from Pingit
If you want to withdraw money from a Pingit jar into your linked Barclays account then the maximum limit is £16,000 per transaction.
You can withdraw money from a Pingit account or jar into your linked account with another financial institution up to maximum amount of £2,500 per day.
Moving money between Pingit jars
If you want to move money between your jars then the maximum limit is £16000 per transaction.
Once you have shared a link to a Pingit Giving page, your contacts can donate to your chosen charity via that page using either Pingit or a UK debit card. Donations can be made to your active Giving pages using Pingit up to a limit of £2,000 per day, and by debit card up to a daily limit of £2,000, or £6,000 over 7 days.
Buying National Lottery tickets
Please check out the National Lottery's website here.
Barclays joint account
The limits stated above are per person, which means if two of you register using a Barclays joint account you will both receive the limits above.
Barclays Business account
If you are registered using a Barclays Business current account, you can send up to £3,000 in a single day.
You can receive a maximum of £5,000 per day from personal Pingit customers; no limits apply if you are receiving payments from another business.
If you are a Pingit Lite or Restricted customer
You can send or receive up to a total of £200 per calendar month. You can register 2 devices to spend from your Pingit account. If you want to upgrade your account, it's free, just follow the instructions in the app.